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Legal · Terms

Terms of Service

Last updated: 22 April 2026 · Version 1.0 · VirtualGate Consulting, Lda. · NIF 519 281 730

1. Acceptance of Terms

By accessing or using the Website at www.goldenadvisors.pt (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please discontinue use of the Website immediately. These Terms apply to all visitors, users, and others who access or use the Website.

Golden Advisors reserves the right to amend these Terms at any time. Continued use of the Website after amendments are published constitutes acceptance of the revised Terms. The effective date is updated with each revision.

2. Nature of the Website and Services

The Website is an informational and lead-generation platform operated by Golden Advisors in connection with its advisory services relating to Portugal’s Golden Visa (Autorização de Residência para Investimento — ARI) programme.

The Website does not constitute a regulated investment service, portfolio management platform, or any other MiFID II-regulated activity. No contract for advisory services is formed through your use of the Website alone. Any engagement for advisory services is subject to a separate written agreement.

3. Intellectual Property

All content on the Website — including but not limited to text, graphics, logos, icons, images, and the compilation thereof — is the property of Golden Advisors or its content suppliers and is protected under Portuguese and EU copyright law (Código do Direito de Autor e dos Direitos Conexos, Decreto-Lei 63/85, as amended) and international conventions. Photographic images used on the Website are licensed from third-party stock image providers under commercial licences permitting use in this context; such images remain the intellectual property of their respective rights holders.

You may access and display content for personal, non-commercial use only. You may not reproduce, distribute, transmit, modify, create derivative works from, or commercially exploit any content without our prior written consent. Hyperlinks to the Website’s homepage from third-party sites are permitted provided they do not imply endorsement and do not frame the Website within another domain.

4. Acceptable Use

You agree not to use the Website to: (i) violate any applicable law or regulation; (ii) transmit unsolicited commercial communications (spam); (iii) attempt to gain unauthorised access to any system or data; (iv) introduce malware, viruses, or disruptive code; (v) harvest or collect personal data about other users; or (vi) engage in conduct that could damage the reputation or interests of Golden Advisors.

5. Third-Party Links

The Website may contain links to third-party websites for informational convenience. Golden Advisors does not endorse, control, or accept responsibility for the content, privacy practices, or availability of any linked site. Your use of third-party websites is at your sole risk and subject to those sites’ own terms and policies.

6. Availability and Accuracy

We endeavour to keep the Website operational and its content accurate and up to date. However, we do not warrant that: (i) the Website will be continuously available or free from technical errors; (ii) all content is complete, accurate, or current at any given time; or (iii) the Website is free from security vulnerabilities. We reserve the right to modify, suspend, or discontinue any aspect of the Website at any time without notice.

7. Limitation of Liability

To the maximum extent permitted by Portuguese and applicable EU law, Golden Advisors shall not be liable for any indirect, incidental, special, consequential, or exemplary damages arising from your use of — or inability to use — the Website or its content, including loss of data, loss of revenue, or loss of business opportunity.

This limitation does not exclude liability for: (i) death or personal injury caused by our negligence; (ii) fraud or fraudulent misrepresentation; or (iii) any liability that cannot be limited by applicable law. Nothing in these Terms affects any statutory rights you may have as a consumer under Portuguese law.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Portugal, without prejudice to any mandatory consumer protection provisions applicable in your country of residence. Any dispute arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Lisbon, Portugal, unless mandatory provisions of applicable law require otherwise.

For disputes involving consumers domiciled in EU member states, mandatory consumer protection provisions of the consumer’s habitual residence remain unaffected in accordance with Regulation (EC) No 593/2008 (Rome I) and Regulation (EC) No 1215/2012 (Brussels I Recast).

9. Contact

Queries regarding these Terms should be directed to: info@goldenadvisors.pt  ·  Golden Advisors, Santarém, Portugal.

© 2026 Golden Advisors (VirtualGate Consulting, Lda. · NIF 519 281 730). All rights reserved. Pct. José Pereira Rodrigues n.º 4, 6.º Dto., 2005-166 Santarém, Portugal.
This document does not constitute legal advice.

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